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Paganza is a smartphone application the enables individuals in Uruguay to pay and manage their bills in a timely manner. Available on both iOS, Windows, and Android platforms, the application allows its users to schedule bill payments using their bank accounts, or credit and debit cards in order to avoid fines and other surcharges. Through a barcode system, Paganza utilizes smartphones to scan bill barcodes after which payments are debited to user designated bank accounts.

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