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Crawford & Company (Crawford) is an independent provider of claims management solutions to the risk management and insurance industry, as well as self-insured entities entities, with a global network serving clients in more than 70 countries. It has four segments: America, which serves the property and casualty insurance company markets in the U.S., Canada, Latin America, and the Caribbean; International Operations, EMEA/AP, which serves the property and casualty insurance company markets in Europe, including the United Kingdom, the Middle East, Africa, and Asia-Pacific; Broadspire, which serves the United States self-insurance marketplace, and Legal Settlement Administration, which serves the securities, bankruptcy and other legal settlements markets, primarily in the United States. In October 2011, The Garden City Group, Inc., a wholly owned subsidiary of the Company acquired Settlement Services, Inc. In February 2011, the Company acquired Studio Bolton & Associati S.r.l.