评论 12
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C
7 几个月前

CPF board's website cpf.gov.sg is great. It provid...

CPF board's website cpf.gov.sg is great. It provides all the necessary information and services. The online transactions are smooth, and the user interface is easy to navigate. Overall, a good experience.

J
8 几个月前

👍 I'm extremely satisfied with CPF board's website...

👍 I'm extremely satisfied with CPF board's website cpf.gov.sg. It is user-friendly and provides all the necessary information. The online transactions are smooth, and the customer support is helpful. Great services! 👍

A
8 几个月前

The services provided by CPF board are good, but I...

The services provided by CPF board are good, but I faced some issues with their customer support. The website cpf.gov.sg is informative, but there is room for improvement. Overall, an average experience.

K
8 几个月前

👍 The CPF board's website cpf.gov.sg is excellent!...

👍 The CPF board's website cpf.gov.sg is excellent! It provides all the necessary information and services in a user-friendly manner. The online transactions are convenient and efficient. I highly recommend CPF board for their exceptional services! 👍

C
9 几个月前

The services provided by cpf.gov.sg are great. The...

The services provided by cpf.gov.sg are great. The website is easy to navigate and contains useful information. I appreciate the user-friendly interface and the convenience of online transactions. However, there is still room for improvement in terms of customer support.

A
11 几个月前

CPF board provides average services. The website c...

CPF board provides average services. The website cpf.gov.sg is quite informative and user-friendly. However, there is room for improvement in terms of customer support and response time. Overall, it's a decent experience.

E
1年以前

CPF board provides comprehensive information and s...

CPF board provides comprehensive information and services through its website cpf.gov.sg. The user experience is seamless, and the online transactions are convenient. I'm pleased with the services offered.

J
1年以前

😊 CPF board's website cpf.gov.sg is excellent! It ...

😊 CPF board's website cpf.gov.sg is excellent! It provides all the necessary information in a user-friendly manner. The online services are efficient and convenient. I'm very satisfied with their services. 😊

E
1年以前

The CPF board's website cpf.gov.sg is excellent! I...

The CPF board's website cpf.gov.sg is excellent! It provides all the necessary information and services. The online transactions are seamless, and the customer support is reliable. Highly recommended!

P
1年以前

I had a mixed experience with CPF board. The websi...

I had a mixed experience with CPF board. The website cpf.gov.sg is informative, but the customer support needs improvement. Sometimes it takes too long to get a response. Overall, they provide an average service.

N
1年以前

The website is quite informative and easy to use. ...

The website is quite informative and easy to use. The services provided by CPF board are great. However, there were a few instances where I faced difficulties with customer support. Overall, a good experience.

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关于Cpf board

中央公积金局:帮助您为退休和人生的重要里程碑做准备

CPF Board 是新加坡的一个政府机构,帮助公民为退休和其他重要的生活事件做准备。中央公积金 (CPF) 是一项全面的社会保障储蓄计划,为在职新加坡人提供晚年的经济保障,以及医疗保健、住房和教育方面的支持。

通过中央公积金局的在线服务,您可以轻松访问您的中央公积金报表和有关您账户的其他重要信息。这使得跟踪您的储蓄和未来计划变得容易。

CPF 的主要优势之一是它的灵活性。您可以根据自己的收入水平和财务目标,选择每月供款多少。您还可以从一系列投资选项中进行选择,以帮助您随着时间的推移增加储蓄。

除了退休规划,中央公积金还为人生的其他重要里程碑提供支持。例如,您可以使用您的 CPF 储蓄来支付医疗费用或购买房屋。这使得管理这些费用变得更加容易,而无需动用您的个人储蓄或贷款。

总的来说,对于在新加坡生活和工作的任何想要为未来做好准备的人来说,中央公积金局都是必不可少的资源。凭借其人性化的在线服务和灵活的选择,今天开始储蓄很容易,这样您明天就可以享受财务安全。

公积金如何运作?

中央公积金 (CPF) 是新加坡的强制性社会保障制度,要求雇主和雇员都将其收入的一部分用于退休储蓄。这些基金由政府通过中央公积金局管理。

CPF 系统由三个主要部分组成:普通账户 (OA)、特别账户 (SA) 和保健储蓄账户 (MA)。每个帐户都有不同的用途:

- 普通账户:该账户主要用于支付抵押贷款或装修等住房相关费用。
- 特别账户:此账户专为退休计划而设计。
- Medisave 账户:该账户有助于支付医疗费用,例如住院费用或医疗程序费用。

当您开始在新加坡工作时,您和您的雇主都将开始根据政府设定的特定缴款率每月向这些账户缴款。这些比率因年龄组和收入水平等因素而异。

您还将根据这些捐款存入的帐户以不同的利率赚取利息。例如,OA 基金每年赚取 2.5% 的利息,而 SA 基金每年赚取 4% 的利息。

随着时间的推移,这些供款加上利息将累积成可观的金额,可以在以后最需要的时候使用——无论是在退休期间,还是在面临意外的医疗账单或住房开支时。


为什么选择公积金?

选择公积金可能有益的原因有很多:

1) 保证回报 - 不同于股票或债券等传统投资,回报可能会根据市场情况波动;使用 CPf 投资的回报受法律保​​障

2) 灵活性——如前所述,cpf 下有各种账户以满足不同的需求,例如普通账户更适合与住房相关的支出,而特别账户更适合退休计划等长期投资

3) 税收优惠——根据 cpf 计划做出的贡献在一定限度内有资格获得税收减免,从而减少整体纳税义务

4) 低风险 - 由于 cpf 投资有保证回报,因此不涉及传统投资计划可能因市场波动而亏损的风险

5) 政府支持计划——由于该计划几十年来一直得到新加坡政府的支持,它已成为新加坡人最信任的计划之一


如何开始您自己的公积金储蓄计划?

开始使用 cpf 板再简单不过了!您只需按照以下步骤操作:

1) 在线注册 – 访问官方网站 www.cpf.gov.sg ,使用 SingPass 凭证注册自己

2 ) 检查您的余额——一旦注册,使用 SingPass 凭据登录并检查所有三个账户(即普通账户、特殊账户和医疗储蓄账户)的余额

3) 捐​​款 – 根据资格标准,通过 GIRO 支付方式/现金/支票等方式定期捐款。

4 ) 监控进度——通过在线提供的电子报表定期跟踪进度


结论

总之,Cpf 董事会在为应对不可预见的情况做好财务准备方面发挥着不可或缺的作用。它提供各种好处,包括保证回报、灵活性、税收优惠等,使其成为满足多种需求的一站式解决方案。因此,如果还没有开始根据该计划进行投资,那就不要再等了!从今天开始,确保明天更美好

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Cpf board

Cpf board

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