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Equable Institute：提供公共养老金教育、研究和解决方案
Equable Institute 是一个两党非营利组织，致力于为员工、工会、管理团队、纳税人和政策制定者提供公共养老金教育、研究和解决方案。该研究所由 Aaron Smith 和 Anthony Randazzo 于 2018 年创立，旨在应对美国公共养老金面临的挑战。
公共养老金是我们社会安全网的重要组成部分。他们为数百万致力于为社区服务的美国人提供退休保障。然而，由于人口变化和经济波动等多种因素，许多公共养老金计划面临着重大的财务挑战。
Equable Institute 认识到这些挑战需要创新的解决方案来平衡参与公共养老金系统的所有利益相关者的需求。该研究所的使命是对与公共养老金相关的问题提供基于研究的公正分析，同时提供有助于改善这些系统的实用解决方案。
Equable 的主要目标之一是让利益相关者了解公共养老金系统的复杂性。这包括提供有关这些系统如何工作的信息，以及强调与它们相关的潜在风险。通过这样做，Equable 希望促进利益相关者之间就如何最好地应对这些风险进行知情讨论。
除了教育工作，Equable 还对公共养老金的各个方面进行研究，例如资金水平和投资策略。这项研究有助于让政策制定者了解可以提高这些系统的可持续性和有效性的潜在改革。
Equable 工作的另一个关键方面涉及为改进公共养老金系统开发切实可行的解决方案。这些解决方案基于严格的分析，并考虑了参与这些系统的所有利益相关者的需求和观点。
例如，Equable 提出的一个解决方案涉及创建混合退休计划，该计划结合了固定收益 (DB) 计划（保证一定水平的福利）和固定缴款 (DC) 计划（允许员工更好地控制他们的退休储蓄）的要素).混合计划可以帮助解决公共养老金体系面临的一些财务挑战，同时还可以为员工提供退休保障。
总的来说，Equable Institute 对于任何对公共养老金感兴趣的人来说都是宝贵的资源。该研究所对公正研究和实用解决方案的承诺使其成为参与这些系统的利益相关者的重要合作伙伴。无论您是雇员、工会代表、管理团队成员、纳税人还是政策制定者，Equable 都可以为您提供所需的信息和工具，帮助您就公共养老金做出明智的决定。
equable.org
