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Money Management International：增强财务健康
Money Management International (MMI) 是一家非营利组织，60 多年来一直致力于帮助消费者创造、恢复和维持财务健康。 MMI 的使命是通过教育和指导赋予人们权力，它提供了一系列旨在帮助个人对其财务做出明智选择的计划和服务。
在 MMI，我们了解财务压力可能是巨大的。无论您是在债务问题、丧失抵押品赎回权问题上苦苦挣扎，还是难以承受的学生贷款，我们的认证顾问团队都会随时为您提供帮助。我们根据您的独特情况提供保密和善解人意的解决方案。
我们的课程
MMI 提供各种计划，旨在满足消费者在其财务旅程的每个阶段的需求。我们的服务包括信用咨询、债务管理计划 (DMP)、住房咨询、破产咨询和教育服务以及学生贷款咨询。
信用咨询：我们的认证信用顾问与客户一对一合作，评估他们当前的财务状况并制定个性化的行动计划以实现他们的目标。我们提供预算建议以及有效管理债务的策略。
债务管理计划 (DMP)：适用于那些正在为信用卡或医疗账单等无担保债务苦苦挣扎的人； DMP 提供了一种有效的方式来偿还债务，同时降低债权人收取的利率和费用。
住房咨询：如果您面临丧失抵押品赎回权或难以支付抵押贷款；我们经 HUD 批准的住房顾问可以在探索贷款修改或再融资等选项的同时，就如何最好地驾驭这一过程提供指导。
破产咨询和教育服务：如果您正在考虑申请破产；我们的认证顾问可以帮助您了解提交第 7 章或第 13 章破产案件所涉及的流程和要求。在根据任何一章提交任何案件之前，我们还提供法律要求的申请前破产教育课程。
学生贷款咨询：近年来学生贷款债务达到创纪录水平；我们在导航还款选项方面提供专业协助，包括收入驱动的还款计划，该计划可能会根据收入水平降低每月还款额。
我们的方法
在 MMI，我们相信每个人都应该获得高质量的财务指导，无论他们的背景或情况如何。这就是为什么我们在与客户合作时采取同理心的方法 - 了解每个人的情况都是独一无二的 - 因此在有效管理财务方面没有一刀切的解决方案。
我们不仅努力教育而且激励客户通过明智的决策过程来控制他们的财务，最终引导他们实现长期成功。
我们的团队由训练有素的专业人士组成，他们热衷于通过赋权帮助他人实现财务健康，而不是依赖贷款等外部资源，这往往会让人们在未来陷入进一步的麻烦。
为什么选择 MMI？
消费者选择 Money Management International 而不是提供类似服务的其他组织的原因有很多：
- 经验：拥有超过 6 年的为全美社区服务的丰富经验；我们在提供专门针对个人需求量身定制的有效解决方案方面积累了专业知识。
- 非营利地位：作为一个非营利组织，它完全致力于在经济上赋予个人权力，背后没有任何营利动机，这意味着所有资源都直接用于支持客户的需求，而不是股东的口袋。
- 认证和认证：我们所有的员工都持有国家信用咨询基金会 (NFCC) 等认可组织的认证，确保他们在被允许直接与客户合作之前接受过严格的培训
- 保密：在 MMI，保密是最重要的——除非事先另有约定，否则在咨询期间共享的所有信息在咨询师-客户关系之间严格保密
- 同理心：我们的团队了解处理个人理财问题有多么困难——因此他们首先从同理心出发处理每个客户互动
结论
总而言之，Money Management International 提供全面的支持系统，旨在通过基于教育的方法增强个人财务能力，而不是发薪日贷款等速效解决方案，后者通常会让人们在未来陷入更多麻烦。
凭借其经验丰富的员工持有 NFCC 等认可组织的认证，再加上非营利地位，确保所有资源直接用于支持客户的需求，而不是股东的口袋，使我们在今天的其他类似服务提供商中脱颖而出！
moneymanagement.org
