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Waltzer Law Group：您值得信赖的破产和非破产解决方案合作伙伴
您是否正在为沉重的债务而苦苦挣扎？您是否面临丧失抵押品赎回权、工资扣押或债权人骚扰？您是否需要法律指导来保护您的资产并恢复财务稳定？如果是这样，Waltzer Law Group 将为您提供帮助。
凭借在破产法和相关领域超过 20 年的经验，我们经验丰富的律师团队已帮助达奇斯、普特南、威彻斯特、罗克兰、纽约市和新泽西州成千上万的个人和企业克服了财务挑战。我们了解每种情况都是独一无二的，需要个性化的关注。这就是为什么我们提供范围广泛的服务以满足您的特定需求。
破产解决方案
如果您正在考虑申请破产，我们可以指导您从头到尾完成整个过程。我们的律师对第 7 章和第 13 章破产法有广泛的了解。我们将详细评估您的财务状况，以确定哪种类型的破产适合您。
第七章破产
第 7 章破产允许收入或资产有限的个人或企业清偿大部分无担保债务，例如信用卡账单或医疗账单。这种类型的破产通常需要大约四个月的时间从开始到结束。
第十三章破产
第 13 章破产法允许有固定收入但正在为抵押贷款或汽车贷款等有担保债务而苦苦挣扎的个人在三到五年内重组他们的还款方式。这种类型的破产也可以帮助停止止赎程序。
非破产解决方案
如果申请破产不是适合您情况的最佳选择，我们提供可能更合适的替代解决方案：
债务清偿谈判
我们可以代表您直接与债权人谈判，以减少信用卡或医疗费等无担保债务的欠款。这种选择可能比申请破产的危害更小，但在继续之前需要仔细考虑。
贷款修改援助
如果您正在努力支付抵押贷款，我们可以帮助您与您的贷方协商修改贷款。此选项可以让您减少每月付款并避免丧失抵押品赎回权。
信用咨询
我们提供信用咨询服务，帮助您更有效地管理财务。我们的顾问将与您一起制定预算、制定债务偿还计划并提高您的信用评分。
为什么选择 Waltzer Law Group？
在 Waltzer Law Group，我们致力于为我们的客户提供最高水平的法律代理和客户服务。以下是我们从其他律师事务所中脱颖而出的一些原因：
经验：我们的律师在破产法及相关领域拥有超过 20 年的经验。我们已经帮助数以千计的客户克服了他们的财务挑战。
个性化关注：我们了解每种情况都是独一无二的，需要个性化关注。这就是为什么我们在开发定制解决方案之前花时间仔细倾听客户的需求和顾虑。
负担得起的费用：我们在不牺牲质量或结果的情况下为我们的服务提供有竞争力的费用。我们还为有需要的人提供付款计划。
便利的地点：为了您的方便，我们在 Dutchess、Putnam、Westchester、Rockland、NYC 和 New Jersey 设有办事处。
免费咨询：我们提供免费的初步咨询，这样您就可以在没有任何义务或压力的情况下与我们的一位律师讨论您的情况。
今天联系我们
如果您需要 Dutchess、Putnam、Westchester、Rockland NYC 或新泽西地区的破产或非破产解决方案的法律指导，请立即致电 (845) 297-5080 或访问我们的网站 www.waltzerlawgroup.com。让我们帮助您重新掌控您的财务，让您可以自信地向前迈进！
waltzerlawgroup.com
